Legal

Privacy Policy

Last updated: October 2026

This is a general template provided as a starting point and should be reviewed by qualified legal counsel before relying on it.

INCHIP MERCHANTS (“we”, “us”) operates inchipmerchants.com. This policy explains what information we collect through this website and how we use it.

Information we collect

Details you submit through our statement review and contact forms, such as your name, business name, email, phone number, website, business type, payment needs, estimated processing volume and comments.
Merchant processing statements you choose to upload. These may include your business's processing volumes, fees and account identifiers. Please do not upload full card numbers, bank account numbers or Social Security numbers.
Technical information such as IP address, browser type and pages visited, collected for security (e.g. spam prevention) and, if enabled, analytics.

How we use information

To review your current processing costs and prepare a recommendation or proposal.
To communicate with you by phone or email about our merchant services.
To protect our website against spam and abuse.
To understand how visitors use our website and improve it.

Sharing

We do not sell your personal information. We may share information with service providers that help us operate this website and our business (for example email delivery, hosting, spam protection and analytics providers), or where required by law. If you later choose to apply for a merchant account, your application information is shared with our sponsor bank and processing partners for underwriting under the terms of that application.

Card data

This website does not process card payments and never asks for card numbers. A statement review is not an application for credit.

Retention and security

We keep submitted information and uploaded statements only as long as needed for the purposes above or as required by law. Uploaded files are stored outside the public website directory and are not publicly accessible.

Cookies and analytics

If analytics is enabled, this website may use cookies or similar technologies from analytics providers (such as Google Analytics) to measure site usage. You can control cookies through your browser settings.

Your choices

You may ask us to access, correct or delete the personal information you submitted by contacting us through our contact page.

Changes

We may update this policy from time to time. The “last updated” date above reflects the latest version.