Card-Present
In-Person & POS Payments
Overview
Equipment that fits your counter — and your workflow
Every business takes payments differently. A boutique needs fast checkout and inventory, a restaurant needs tips and table service, and a contractor needs to get paid in the driveway. We start by understanding how you sell, then recommend the terminal, POS system or mobile reader that fits.
Your equipment options and their costs are walked through with you before you sign anything, so you know exactly what you're getting and what it costs to run.
What's Included
In-Person / POS at a glance
- Countertop card terminals
- Point-of-sale (POS) systems
- Mobile & wireless card readers
- Contactless & mobile wallet acceptance
- EMV chip card acceptance
Why INCHIP MERCHANTS
Why merchants choose us for In-Person / POS
A merchant services relationship built on clear pricing, the right tools and real support.
Tap, dip or swipe
Accept chip cards, contactless cards and mobile wallets so customers can pay the way they prefer.
Matched to how you sell
Retail, restaurant, service and mobile setups are recommended based on your actual workflow.
Setup support
Help getting your equipment programmed, connected and ready before your first sale.
A Houston-based team
Talk to people who know your account — not a ticket queue.
Getting Started
From first call to first payment
- 01
Tell us about your business
Share a recent processing statement or, if you're new to cards, a few details about how you'll sell.
- 02
Review & recommendation
We explain what you pay today and recommend the setup and pricing structure that fits.
- 03
Application & underwriting
We help you complete the merchant application and gather the documents underwriting needs.
- 04
Setup & go live
Once approved, we help you set up your equipment or online tools and run your first transactions.
FAQ
In-Person / POS questions
Can I keep my current card terminal?
Sometimes. Some terminals can be reprogrammed for a new processor and some are locked to their original provider. Tell us the make and model during your statement review and we'll confirm before you switch.
Will my customers be able to tap to pay?
Modern terminals and POS systems support EMV chip and contactless payments, including mobile wallets. We confirm the exact features of any device before you choose it.
How long does it take to get set up?
Timing depends on underwriting and equipment shipping. Once your application is submitted we'll give you an expected timeline and keep you updated.
More Solutions
Combine payment types under one provider
Free Statement Review
Let's look at your In-Person / POS setup
Send a recent statement or tell us about your business. We'll explain what you're paying and recommend the right setup — free and with no obligation.