Bank & Billing Payments
ACH, Invoicing & Recurring Billing
Overview
Stop chasing payments
Service businesses, B2B suppliers and membership businesses often get paid by invoice or on a schedule. Online invoices with pay links, bank-to-bank ACH payments and automatic recurring billing make it easier for customers to pay on time — and easier for you to keep track.
ACH is often a lower-cost way to accept large or recurring payments from customers who prefer to pay from their bank account, alongside card options for everyone else.
What's Included
ACH & Recurring at a glance
- ACH / eCheck payments
- Online invoices with pay links
- Recurring billing & subscriptions
- Stored customer payment profiles
- Card and bank payment options
Why INCHIP MERCHANTS
Why merchants choose us for ACH & Recurring
A merchant services relationship built on clear pricing, the right tools and real support.
Faster collections
Customers can pay invoices online by card or bank transfer instead of mailing checks.
Automatic billing
Charge memberships, retainers and subscriptions on a schedule with customer authorization.
Lower-cost bank payments
Offer ACH for large or recurring payments where it makes sense for your margins.
Fewer manual steps
Stored payment profiles mean less re-entering card and bank details.
Getting Started
From first call to first payment
- 01
Tell us about your business
Share a recent processing statement or, if you're new to cards, a few details about how you'll sell.
- 02
Review & recommendation
We explain what you pay today and recommend the setup and pricing structure that fits.
- 03
Application & underwriting
We help you complete the merchant application and gather the documents underwriting needs.
- 04
Setup & go live
Once approved, we help you set up your equipment or online tools and run your first transactions.
FAQ
ACH & Recurring questions
What is ACH?
ACH (Automated Clearing House) is the U.S. network for bank-to-bank transfers. An ACH or eCheck payment pulls funds directly from a customer's checking or savings account with their authorization.
Why offer ACH as well as cards?
ACH can cost less than card processing for larger payments, and many business customers prefer paying from their bank account. Offering both gives customers a choice.
Can I bill customers automatically every month?
Yes. Recurring billing charges a customer's stored card or bank account on a set schedule once they've authorized it.
More Solutions
Combine payment types under one provider
Free Statement Review
Let's look at your ACH & Recurring setup
Send a recent statement or tell us about your business. We'll explain what you're paying and recommend the right setup — free and with no obligation.